Watts Natural Health
Holistic Health Solutions

Using Insurance

Flexible Spending Accounts (FSA)

With a flexible savings account (FSA) or health savings account (HSA), you can save money, tax-free, from each paycheck and use the funds toward your health expenses. 

Some therapies can qualify as a medical expense as long as a physician provides a written prescription. Examples of illnesses that may qualify include carpal tunnel syndrome, stress, back pain, arthritis, diabetes, hypertension, fibromyalgia, chronic fatigue, anxiety, depression and pain management.

If you suffer from one of the above conditions, let your doctor know that you have an FSA or HSA and you'd like to use some of your funds toward treatment or prevention of your condition.

Your physician will need to provide three pieces of information on the prescription:

1. Medical necessity: why you need therapy (example: to relieve back pain)
2. Frequency: number of sessions per month
3. Duration: length of treatment (example: 12 months)

Once you have the prescription, file it away in case you are asked to back up the expense. It's not necessary to bring the prescription to your appointment, but you should bring your FlexCard to pay for your visit. If you don't have a FlexCard, simply pay for your services and turn in your receipt for reimbursement. Note that you can't include tips for reimbursement.